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<?php

              $DOMElementCreator = new DOMElementCreator();

                $DOMElementCreator->createElement('textarea')
                  ->setValue($cardDescription)
                  ->setAttributes([
                    'name' => 'cardDescription', 
                    'rows' => '6',
                  ]);
                
                $DOMElementCreator->createElement('textarea', [
                  'name' => 'cardDescription',
                  'rows' => '6',
                ])->setValue($cardDescription);
                
                $DOMElementCreator->render();
                
            
                $dom = new DOMDocument('1.0', 'utf-8');
                $textarea = createElement($dom, 'textarea', null, [
                  'name' => 'cardDescription',
                  'rows' => '6',
                ]);

                // set default value if provided by user through post
                $textarea->nodeValue = $cardDescription;

                $dom->appendChild($textarea);
                print $dom->saveXML();