Custom function for downloading data from consumerfinance.gov without taking care the API endpoint
my_download <- function(){
require(RCurl)
require(rjson)
require(purrr)
require(dplyr)
url_tmp <- c('http://data.consumerfinance.gov/api/views')
id <- fromJSON(file = url_tmp) %>%
flatten() %>%
.$id
url <- paste0('https://data.consumerfinance.gov/api/views/',id,'/rows.csv?accessType=DOWNLOAD')
df <- read.csv(text = getURL(url))
return(df)
}