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function replaceURLWithHTMLLinks(text) {
    var exp = /(\b(https?|ftp|file):\/\/[-A-Z0-9+&@#\/%?=~_|!:,.;]*[-A-Z0-9+&@#\/%=~_|])/ig;
    return text.replace(exp,"<a href='$1'>$1</a>"); 
}