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<h4 class="panel-title"><a data-parent="#accordion" data-toggle="collapse" href="#collapseOne">What types of clients do you typically work with?<span class="bio-indicator">&nbsp;</span></a></h4>
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<p>We never turn anyone away if we believe we can help them. However, most people reach out to us when they&rsquo;ve reached a critical point in their financial lives and know they cannot afford to make a major planning mistake: retirement on the horizon, recently retired, sudden inheritance, sale of a business, divorce, or other life-changing event.</p>

<p>We also love working with people who simply want to plan ahead for a more financially secure future, or build and investment strategy aligned with their goals.</p>
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<h4 class="panel-title"><a data-parent="#accordion" data-toggle="collapse" href="#collapseTwo">Will you be the only financial planner working with me?<span class="bio-indicator">&nbsp;</span></a></h4>
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<p>Each client works with a lead financial planner and client service manager, but you&rsquo;ll benefit from the collective expertise of the entire team. We work together, share knowledge with one another, all within a proven firm-wide framework.</p>

<p>If you require the outside expertise of an estate planning attorney, a CPA, or other specialist, we are happy to make introductions and even sit with you in meetings with them to ensure their service aligns with your goals.</p>

<p>In addition, we&rsquo;ve partnered a global investment consulting firm to construct efficient portfolios for investors with varying tolerances for risk.</p>
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<h4 class="panel-title"><a data-parent="#accordion" data-toggle="collapse" href="#collapseThree">How will I pay for your financial planning services?<span class="bio-indicator">&nbsp;</span></a></h4>
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<p>There is a flat-fee for a comprehensive financial plan. Advisory clients who get our advice throughout the life of their financial plan pay a fee based on percentage of assets under management. This structure aligns our interests with yours; we do well when you do.</p>
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<h4 class="panel-title"><a data-parent="#accordion" data-toggle="collapse" href="#collapseFour">How much do you typically charge?<span class="bio-indicator">&nbsp;</span></a></h4>
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<p>Our advisory fees are competitive and are generally less than those charged by national wealth management institutions. Most clients pay between 0.95% and 1.5% based on a sliding scale of assets under management.</p>
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<h4 class="panel-title"><a data-parent="#accordion" data-toggle="collapse" href="#collapseFive">Are you a fiduciary?<span class="bio-indicator">&nbsp;</span></a></h4>
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<p>Yes. As fiduciaries, Reby Advisors aims to provide clear, honest, and transparent advice always in the best interests of our clients. As a Registered Investment Advisor (RIA), we have a fundamental obligation to do so.</p>

<p>In addition, we have six CERTIFIED FINANCIAL PLANNER&trade; professionals on staff. A CFP&reg; professional is held to an even higher standard for professionalism, ethics, and continuing education.</p>
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<h4 class="panel-title"><a data-parent="#accordion" data-toggle="collapse" href="#collapseSix">Have you ever been publicly disciplined for any unlawful or unethical actions in your career?<span class="bio-indicator">&nbsp;</span></a></h4>
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<p>We have been in business since 1985, and our record is clean.</p>
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<h4 class="panel-title"><a data-parent="#accordion" data-toggle="collapse" href="#collapseSeven">Where are my investments held?<span class="bio-indicator">&nbsp;</span></a></h4>
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<p>Client accounts are always held with a reputable third-party custodian, such as Charles Schwab. Clients have access to view their positions, account history, and account performance at any time.</p>
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